Performance​ Highlight

 Key Figures

Q4 2016 Q3  2016 Q2  2016 Q1  2016

 Q4  2015

 Operational Performance
 Provinces/Cities
9 9 9 9  9
 Districts
51 51 50 49  48
 Communes
307 306 303 301  294
 Villages
1,555 1,545 1,529 1,552  1,514
 Branch Offices
17 17 17 17  17
 Borrowers
16,715 17,196 17,953 18,433  19,387
 % of women clients
79% 79% 79% 80%  81%
 Loan Portfolio (USD)
14,424,198 14,653,054 14,731,263 14,660,634  13,995,504
 Average Loan Outstanding (USD)
862 852 821 795  720
 Staff
248 255 242 231  236
 Credit Officers
94 98 94  90  91
 Clients / Credit Officer
178 175 191 205  213
 Loan Outstanding / Credit Officer (USD)  
153,449 149,521 156,716 162,896  153,797
Financial Performance                                                                                                
 Total Assets (USD) 
17,015,782 16,300,138 16,544,480  15,905,778  15,253,529
 Total Equity (USD)
4,535,796 4,556,737 4,564,609  4,436,036  4,278,208
 Total Borrowings (USD) 
11,110,825 10,780,207 10,841,612  10,659,383  10,211,837
 Average Yield
2.35%  2.27% 2.28%  2.40%  2.36%
 Net Profit (USD) 
566,340 419,363 294,418  165,845  622,706
 OSS (Operational Self -Sufficiency)
115.54% 115.36% 116.46%  118.87%  119.37%
 FSS (Financial Self -Sufficiency)
107.23% 107.7% 108.37%  107.32%  107.95%
 ROA (Return On Assets)
3.41% 2.57% 1.83%  1.04%  4.08%
 ROC (Return On Capital)
18.88% 13.98% 9.81%  5.53%  20.76%

 

SOCIAL AND ENVIRONMENTAL RESPONSIBILITIES

  • Agriculture Training

    Agriculture Training

    Over 50% of SAMIC Plc clients are engaged in agriculture activities. To help these clients improve the agricultural output, in 2015 SAMIC Plc engaged Rural Lives Development Organization (RLDO), who ... Read more
  • Clean City

    Clean City

    On 22nd November 2014, SAMIC had conducted cleaning environment by collected garbage along the Ocheur Teal beach at Preah Sihanouk province in order to raise awareness of air pollution cause by ... Read more
  • One Client One Tree

    One Client One Tree

    To raise awareness of green environment to our clients and their communities, on 19 July 2014 SAMIC Plc launched an environmental campaign called ‘One Client One Tree’ in which 700 small ... Read more